Auto insurance laws by state auto insurance laws vary from state to state but all states require some type of car insurance or proof of financial responsibility it may seem like an extra cost but actually car insurance protects you your family and your vehicle if youre in an accident or if your vehicle is damaged. Disclaimer legal services is unable to give legal advice please consult an attorney if you need help with a legal issue or legal advice if you have a question on a matter that is other than for the purpose of seeking a legal opinion or advise please send your question in an email to doiidoiingova response could take about 7 10 business days. Vehicle insurance in the united states and elsewhere is designed to cover risk of financial liability or the loss of a motor vehicle the owner may face if their vehicle is involved in a collision resulting in property or physical damages most states require a motor vehicle owner to carry some minimum level of liability insurance. The following glossary of common terms related to automobile insurance may give you a better idea of what is being said be warned however your particular insurance policy may define these terms in a different manner which may make a difference if you have to submit a claim
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